Get Started Simple & Securely

Apply online via with this loan-connection service offering unrestricted short-term loans.

Some lenders offer instant approval while others take just a few others to process your application.

Just 3 step away

  • 1. Fill the online application form. Apply Now
  • 2. Real-time Lenders decision and offer to you
  • 3. Accept term. Cash direct deposited to bank account.

Get Loan Offers in Minutes!

About Balance Credit - Get Started Simple & Securely

Balance Credit would be your choice of help your financial problem.

Complete an application, If you qualify for a loan, review the terms and conditions of your specific loan offer and receive your funds in as little as one business day.

Balance Credit offers payday loan and installment loans of $100 to $5,000 at insight competitive interest rates. However, since Balance Credit doesn’t charge a prepayment penalty, you can save on interest by paying off your loan early. Balance Credit does its best to keep borrows informed. Balance Credit follows a list of best practices of OLA (Online Lender’s Alliance)

Fast, Free and Flexible

Apply online in just minutes no more document or call required simply content. Balance Credit processes your application and your loan is very fast you can know approval to result in few minutes.

Any Where Any Time 24/7

Fill out an online form, it is even possible to submit your request through Balance Credit 24hrs every day. All you need is a laptop or smartphone phone with internet connection.

100% Safe and Secure

Balance Credit runs a secure website with 256-bit SSL encryption alongside industry-standard firewalls and virus protection software. It states that only authorized employees have access to your information.

Benefits of Balance Credit
Installment Loans

An installment loan is technically any loan that comes in one fixed amount that you repay plus interest and fees in regular payments. Personal loans, student loans, and car loans are technically installment loans. However, most loans that lenders refer to as an installment loan are a type of short-term loan — similar to a payday loan.

When you want to receive cash urgently, but a low credit score may be an obstacle. But installment loans generally come with fewer strict criteria than traditional personal loans. Balance Credit can lend you money in a pinch — even with poor credit or no collateral. But watch out for limited state availability and potentially high costs.

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  • Lower Your Payments

    Pay back your installment loan early without fees or penalties. You won’t pay origination fees, either.

  • Simplify Your Finances

    Balance Credit is free to use. It takes only a few minutes to fill out an application and potentially be connected with a lender.

  • Flexible Options

    Balance Credit accepts borrowers with every credit background. All you need is a regular source of income to qualify. Loan term are up to 3 years in some states

  • No Originations Fees

    You’re free to select the offer that best fits your financial needs — and you’re not obligated to accept any of them.

How to apply loan 3 step only


Apply in Minutes

You need to only fill out the online form, and we will then match up your needs with the lenders.


Verify and Approve

Your loans decision provide in real-time, Same Day Approval based on the information you submit.


Recive Your Money

Review and agree to lender's terms then money will be automaticly deposited to your account.

Connect you to a variety of lenders

Balance Credit can help you to get the funding you need right away.
With just a few minutes of your time, you may be able to find lenders that offer up to $5,000.

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Important Disclosures. Please Read Carefully.

This service is not available in all states. If you request a loan in a particular state where such loans are prohibited,or in a location where does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.

This website is not an offer to lend. is not a lender and does not make loan or credit decisions. connects interested persons with a lender from its network of approved lenders. does not control and is not responsible for the actions or inactions of any lender, is not an agent, representative or broker of any lender, and does not endorse any lender. receives compensation from its lenders, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless,’s service is always free to you.

By submitting your information via this website, you are authorizing and its partners to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize to share your information and credit history with a network of approved lenders and lending partners.

Lender’s Disclosure of Terms.

The lender you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender based on the lender’s internal policies, underwriting criteria and applicable law. has no knowledge of or control over the loan terms offered by a lender. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

Late Payments Hurt Your Credit Score

Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.